Last updated: November 2025
Welcome to MBFProductivity (“we”, “our”, or “us”). These Terms of Service (“Terms”) govern your access to and use of our website www.mbfproductivity.com (the “Website”).
By accessing or using the Website, you agree to comply with these Terms.
If you do not agree, please do not use the Website.
1. Purpose of the Website
MBFProductivity is an online platform dedicated to publishing high-quality content about AI, automation, productivity, and personal development.
Our goal is to educate, inform, and inspire readers through articles, guides, and digital tools that promote smarter and more balanced living.
The content provided is for informational and educational purposes only. It should not be interpreted as professional, financial, or medical advice.
2. Acceptance of Terms
By accessing this Website, you acknowledge that:
- You have read and understood these Terms.
 - You agree to use the Website lawfully and in accordance with applicable laws and regulations.
 - You are at least 16 years of age or have the consent of a legal guardian to use the Website.
 
We reserve the right to modify these Terms at any time. Updates will take effect immediately upon publication.
3. Intellectual Property
All materials published on this Website, including text, articles, images, logos, design, code, and other intellectual property, are the exclusive property of MBFProductivity or third parties who have authorized their use.
You may not reproduce, distribute, modify, or exploit any content without prior written permission.
Limited sharing for educational or non-commercial purposes is allowed, provided proper attribution and link to the source are included.
4. Use of Content
You agree to use the Website responsibly and not to:
- Use it for illegal, fraudulent, or harmful purposes.
 - Attempt to access restricted areas, alter data, or interfere with its security.
 - Reproduce or distribute any material for commercial gain without consent.
 
MBFProductivity reserves the right to restrict access or remove content if it detects misuse, spam, or violation of these Terms.
5. External Links and Third-Party Services
Our Website may include links to third-party platforms, tools, or services (such as AI apps, analytics platforms, or affiliate partners).
These are provided for convenience and informational purposes only.
We do not own or control these third-party websites and are not responsible for their content, policies, or data practices.
Users are encouraged to review the Terms and Privacy Policies of any external websites they visit.
6. Affiliate Links and Sponsored Content
Some articles on MBFProductivity may include affiliate links or sponsored recommendations.
This means we may earn a commission if you purchase products or services through those links, at no additional cost to you.
All recommendations are made based on genuine evaluation and alignment with our editorial standards.
Affiliate participation does not influence the integrity or independence of our content.
7. Limitation of Liability
While we strive to provide accurate, updated, and valuable information, MBFProductivity cannot guarantee that all content will be free of errors or omissions.
We are not responsible for:
- Any direct or indirect damages caused by the use or inability to use the Website.
 - The actions, decisions, or outcomes resulting from reliance on Website content.
 - Service interruptions, data loss, or external technical issues.
 
Use of this Website is at your own discretion and risk.
8. Privacy and Data Protection
Your privacy is important to us.
We comply with the General Data Protection Regulation (EU) 2016/679 (GDPR) and other applicable laws on data protection.
All data collected through forms, analytics, or cookies is processed transparently and securely.
For more information, please visit our Privacy Policy and Cookie Policy.
9. User-Generated Content
If the Website allows users to submit comments, feedback, or content, you are responsible for what you publish.
By posting, you grant MBFProductivity a non-exclusive, royalty-free license to display, distribute, or adapt the content as part of the Website’s normal activity.
We reserve the right to moderate, edit, or remove user content that:
- Contains offensive or unlawful material.
 - Infringes third-party rights.
 - Violates ethical or editorial standards.
 
10. Termination of Access
We may suspend or terminate access to the Website at any time, without notice, if we believe you have violated these Terms or engaged in harmful activity.
Upon termination, all rights granted under these Terms will cease immediately.
11. Indemnification
You agree to defend, indemnify, and hold harmless MBFProductivity, its owners, and contributors from any claims, damages, or losses resulting from:
- Misuse of the Website.
 - Violation of these Terms.
 - Infringement of intellectual property or third-party rights.
 
12. Modifications to the Website
We may update, remove, or change Website content, design, or functionality at any time without prior notice.
We do not guarantee continuous operation or availability.
13. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with Spanish law.
For any disputes arising from the interpretation or use of this Website, both parties agree to submit to the jurisdiction of the courts of Barcelona, Spain, unless otherwise required by mandatory consumer law.
14. Contact
For any questions or concerns about these Terms, please contact us at:
Email: contact@mbfproductivity.com
Website: www.mbfproductivity.com
MBFProductivity © 2025 — All Rights Reserved
Empowering productivity through intelligent systems and human clarity.
